← The 60-second guide

Minimum coverage — what does that really mean?

Why the cheapest legal policy can be the most expensive one you own.

1 minvideo coming soon — the written version is below

[The written version of this guide.]

What “minimum” is

[What the state requires, and what it was designed to do — which is not to protect you.]

Where it runs out

[A worked example with bracketed numbers: [state minimum] against a [typical claim].]

What Elona usually suggests

[Plain guidance, no prices.]

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