← The 60-second guide

What does insurance actually cover?

The three words on every policy that decide whether you’re paid.

1 minvideo coming soon — the written version is below

[The written version of this guide. Same answer, same voice, no video required.]

The three words

[Covered, excluded, and limit: what each one means on the page in front of you.]

Where to look on your policy

[Which page, which line, and what a limit looks like when it is written down.]

What to do next

[One thing to check on your own policy today.]

Next: Minimum coverage — what does that really mean?